Voice of the Spirit

Regarding our health, we have all heard the old phrase, “An ounce of prevention is worth a pound of cure,” meaning that by taking care of our physical bodies now, we help to avoid serious illness and potentially even death.  What if I said to you that our loved ones on the other side also try to do the exact same thing for us here – but in the form of spirit warnings that offer us help from beyond the grave? 

After our loved ones are in spirit, they help us by trying to warn us of negative, dangerous, life-altering and even life-ending occurrences that could happen in our journey.  Since they are aware of these things, their warnings are designed to help us avoid potential disaster, so that we may have safe, wonderful and blessed lives. 

“So in which way do these “spirit warnings” actually come through to us?” one might question.  First, they not only utilize our five senses: sight, sound, taste, smell, and touch, but also reach us beyond our five physical senses and can manifest through our feelings, dreams, and a spiritual medium.   

 How and when do our loved ones do this for us

When our loved ones first leave the earth, it takes them a while to get situated and adjusted to their new lives in spirit.  As verified in a prior newsletter, it takes about three days for the etheric body (life force) to disconnect from the physical body that has just died.  After that, there is a period of time for our loved ones to reach the point where they can begin issuing spirit warnings to help us on earth.  That length of time varies from situation to situation depending on several variables:

First, they need to develop the skills to be able to connect with us here on earth.  Just because they’ve died, does not mean that they inherently have the ability to be able to communicate with us here.  That is a skill set that must be learned on the other side, where their master teachers can instruct them.  Think of it like learning a language: When you were first born, did you know how to speak?  You have to learn to do so and it is the same thing with our loved ones in spirit.   

One exception to this rule is if they have already learned these skills when they were on the other side between prior incarnations before the most recent physical lifetime ended.  In fact, they could have learned these skill sets on the other side between any number of former earthly lifetimes.  In that instance, they would be able to once again access those already learned abilities and utilize them.   Also, psychic and spiritual awareness are factors as well.  Someone who was a medium in this life has learned the process from the physical side.  That makes it easier to learn it from the other side because they are familiar with the energy.

In addition, they need to build up their energetic and spiritual strength there.  When they first begin getting situated in spirit, it is just like watching a newborn baby trying to walk; at first, the baby stumbles and falls, but they keep trying till they can walk correctly.  It is the same thing with our loved ones in spirit, as the longer they’re there, the stronger they become and can come through to us more powerfully.  With that strength, their ability to give us direct messages that help and protect us increases and grows.  It is just like someone who has been physically exercising to build more muscle tone; the more they do it, the stronger they become.

Our five senses:

Just as psychics and mediums here on earth have abilities that correspond to our five physical senses, spirits will manifest messages to us through our physical senses and their psychic counterparts.  

(Sight) — Some of us will receive the messages from our loved ones in spirit through sight.  In this instance, we may literally see our loved ones with our actual physical sight, or in a vision within our own mind.  Just as we’re waking up or falling asleep, there is a moment when we’re not entirely asleep, but not entirely awake either.  This is referred to as a twilight state where we are extremely psychically open.  Because we are so receptive in this state, some of us see spirits. 

One morning a few years ago, Cindy woke up to see her dead brother standing at the foot of her bed holding an airplane in his hands, moving his head from left to right as if to say no.  Then, she heard his voice say, “Hey little sis, don’t get on the plane, ya’ hear me?”  (What’s interesting, is that Cindy’s brother frequently referred to her as “Little sis” when he was on earth.  This phrase was said to confirm to her that indeed she was actually connecting with her brother, now in spirit.)

Of course, it shocked her right out of her bed.  Yet, it was supposed to, as she was planning on boarding a flight in a few days that was going to crash – and it indeed did.  Her brother, who had been dead for 10 years, saw this from spirit and issued the life saving warning to her through this vision.  Thankfully, she got the message and didn’t board that ill-fated flight.

(Sound, Taste, and Smell) — Regarding sound, we may actually hear our loved ones in spirit speaking to us with our physical hearing; other times we’ll hear them internally within our own minds.  We may also hear them in the form of a whisper, as they offer the helpful messages we need. 

Keep in mind, though, that it is not as if our loved ones on the other side automatically can talk to us, in the way we’re used to picking the phone and having a conversation with someone.  As I mentioned earlier, they need to develop this skill and increase their spiritual strength to be able to speak to us here.

As odd as it may sound, we often receive these spirit warnings through taste.  If we associate our loved ones in spirit with a certain food from when they were alive, that becomes one way they may connect with us to issue spirit warnings to help us.  Besides the taste, we may additionally have a gut level feeling, hear a message, or see further explanation and confirmation as to what spirit is trying to relay to us. 

Like our sense of taste, smell is one of our most powerful senses which our loved ones in spirit will utilize to reach us.  We often hear of a loved one in spirit who wore a certain cologne or perfume coming through with that exact scent to us here.  Since we associate that smell solely with them, it connects us to them, and therefore, we can receive their spirit warning to help us.  I have seen countless examples of that exact occurrence, as it is a powerful tool of communication from the other side.  There have been many instances I know of where the perfume someone’s mom used to wear was literally filling the room and more than one person smelled it.  That was “mom’s” way of coming through, now that she was in spirit.

(Touch) — With touch, we often are physically touched by our loved ones in spirit in the exact same way someone on earth touches us – and we feel it!  In this instance, our loved ones in spirit can literally come through in a directly physical way, where being touched feels the exact same way as if another human being touched us with their hands.

One foggy day, Katie was in a hurry, nervously standing at the edge of the curb and ready to cross the street to get to work as she was running late.  Suddenly, she felt someone tap her on the shoulder 4 times.  Surprised, she turned around to see who it was – but no one was there.  In fact, no one was even within 10-20 feet of her.  So who was this that just strongly tapped her on the shoulder 4 times? 

As Katie was momentarily frozen, a huge SUV raced around the corner from seemingly out of nowhere and sped past the spot Katie would have been walking in the street.  A second or two later, two women walked up beside her and one said to the other, “You know, it was your grandmother.”  Then, Katie heard the message, “You would have been struck by the vehicle, so I tapped you to distract you for a moment.”  The voice was unmistakable to Katie; it was her grandmother who had been dead for 20 years.  In split second timing, her grandmother helped to arrange a synchronicity of events that kept her granddaughter safe from being run over by a speeding SUV.

As with Katie, it is a startling reminder of just how powerfully connected we are to the spirit world and to our loved ones there when they literally reach out and touch us.  With all of the spirit warnings we receive, we see the many confirmations of how the physical plane and the spirit world are quite interconnected in a very real way.  However, spirit doesn’t merely communicate to us through our five senses; they also can come through a feeling, a dream and/or a spirit medium.  

Beyond our five physical senses and beyond:

 (Feeling) – Sometimes a loved one in spirit comes through to us as a feeling that we experience.  These feelings can manifest in any number of ways for us depending on how spirit sends them and how we receive them: a hunch, a sense of knowing, feeling afraid (which help us to avoid something), and/or an unsettledness about something that causes us to take a deeper look are all ways a feeling reaches us from spirit to help us.  

(Dreams) — In addition to our loved ones in spirit reaching us through a feeling, many of us have received spirit warnings from our loved ones on the other side in our dreams — and in those dreams, we need to listen to what is being communicated to us!  We should always remember that spirit comes through for a reason, often to issue warnings as a way of helping us.  Keep in mind that our dreams are the open door through which our loved ones on the other side can literally walk through and connect with us.

Susan dearly missed her sister Regina who had died from cancer about a year ago.  One of their strongest bonds was the fact that Regina always warned Susan about the many bad men she used to date.  After Regina died, Susan felt such a void in her life, which left her tremendously vulnerable.  It was at that time she met a man named Roberto seemingly at random in a restaurant who she clicked with right off the bat.  With amazing and lustful sex, Susan was hooked; except this time, there was no Regina to offer advice and support – or was there…?

After about a week of dating Roberto, Susan had a dream – but this was not just a normal dream.  In it, Regina walked into the kitchen they used to have a cup coffee in together and began talking to Susan who was already sitting at the table.  Here are the exact words Regina said: “Susan, Roberto is a horrible person and you must dump him now.  He has a felony criminal record and is violent.  Check in the state of Florida and you’ll find his criminal record.  If you don’t cut your ties with him now, he’ll take all of your money and physically hurt you.”

Immediately, Susan was jolted out of her dream and woke up.  For a few moments, she didn’t know where she was, or what had just occurred.  Then, she gathered herself and realized what had just happened: her sister Regina had just come to her in a dream – and it was not made up, but indeed, a spirit warning from Regina designed to help Susan.

So when Susan did a background check, there it was: three felony convictions: armed robbery, assault with a deadly weapon, and domestic abuse.  Susan started sobbing uncontrollably, because she felt that not only had she lost Regina, but now, she would have to cut her ties with Roberto.  However, as hard as it was for her, she did get rid of him and moved on with her life.

It goes to show that the support Regina offered Susan didn’t stop when Regina died – it continued from the spirit world as it does for all of us.  As with Susan, our dreams are a fascinating and cosmic doorway through which spirit enters.  When we are asleep, our defenses are relaxed and we can hear, see and feel – sometimes in a much more real and deeper way than when we’re awake. 

(Spiritual Medium) — As with the spirit warnings we each receive through our dreams, our loved ones on the other side can come through a spiritual medium and relay to us incredibly detailed and accurate information, all designed to help, guide, protect and keep us out of harm’s way.  In the physical plane, there are so many dangerous, unpredictable and threatening possibilities every day that it is of great comfort to know that our loved ones in spirit have our back – and truly watch out for us. 

With each medium and every message that comes through to help us, there is no rule of thumb as to how it will indeed manifest.  Sometimes there is a long message that is spoken by spirit and heard verbatim by the medium.  Other times, there are key words, phrases or fragments that get picked up.  Some mediums will pick up these spirit warnings through visual pictures that are literal as in seeing a house or a person with a specific description; while at other times, visual images are symbols that need to be interpreted and clarified.  Dates will sometimes come through literally: as in this month, or in a week, or even one year, but other times in a symbolic way: when the leaves change, when there is snow on the ground, or in a “three.”  That “three” may not be defined as days, weeks, months or even years but just within a “three.”

However, there should always be things that come through a medium that make sense and are a confirmation to us.  For instance, that could be a name of someone our loved one is with on the other side.  It could entail something that has occurred in your life that the medium would have no way of knowing about.  The medium may provide a name, initial, or description of someone connected to your life.

Yet, that doesn’t mean that you’ll agree with every single thing that is said or that it will all make sense at the time.  Some things are a matter of their perspective from spirit versus yours that is human and most likely filled with emotional bias.  Also, there are events that are yet to come that may not be able to be humanly seen by you at this time.  They are being revealed now as an early warning from spirit to help you.

Remember that the connection between a medium and your loved ones in spirit is quite delicate and can be easily broken.  If you interrupt, argue, get defensive, won’t listen, close off, become resistant or difficult in any way, that connection can be severed.  Again, it is not as if your loved ones pick up phone, ring the medium and have a conversation. 

In addition, you are the vessel from which this connection originates and flows through, so you must be open, relaxed, and not accidentally get in the way.  Even though the physical plane and the other side where our loved ones are between lifetimes is quite interconnected, there is still a time and space distortion that exists that must be compensated for and dealt with, so this connection is delicate and easily broken or thrown off. 

For me, doing spirit medium work is among the  most fulfilling, as countless helpful spirit warnings and life saving messages have come through to me which I have relayed successfully to many clients.  Experiencing that confirmation of love, heartfelt sincerity, connection and help from beyond has changed my life and the lives of many of my clients.  That’s exactly what happened to a woman when she “accidentally” connected with me for a reading.

(A Client’s Story) — First, I asked this woman if her mother was on the other side and she said, “Yes.”  Then, her mother June began profusely apologizing for being mean to her daughter when she was growing up, which affected her self-esteem.  June kept speaking of neglecting her daughter’s teeth.   My client confirmed that she had not received proper dental care as a child from her mother, which eventually led to my client needing to have her teeth pulled as an adult. 

June then indicated that the reason my client was in poverty, is because of her poor self worth, which her mother acknowledged that she helped to create.  Her mother also commented on her daughter’s current boyfriend and said how horrible he was, which was keeping her “down and out,” and in poverty.  Besides June’s heartfelt apologies, she warned her daughter that she needed to dump her boyfriend now and get into counseling.  Doing this would improve her self esteem, which would then bring money into her life.  Her mother also spoke of my client’s former marriage. 

Suddenly, my client’s late husband came through to me.  I asked my client if he was on the other side and she indicated that he was.  He warned my client to get rid of her current boyfriend and the word “pedophile” appeared to me in large letters.  Her late husband said that her current boyfriend would molest the daughter she had with him before he died.  He further asserted to ask their daughter “what had happened.”

I also saw a young man in spirit who wanted to come through, and I felt it was my client’s brother whose name began with an “S.”  She confirmed that she has a brother named Sam who died around the age of thirty.  The strongest feeling came to me that he had been in a sudden car accident which she confirmed was true.

Sam then indicated that his sister needed to have her car checked, as the steering was loose, which would cause a serious accident.  Her brother also warned his sister to get rid of the current boyfriend because he was keeping her self esteem low, which was helping to keep her in poverty.  Sam told his sister that if she dumped him and began applying for a new job, she would get a really good job that would pay well within a “two.”  That was the end of our first reading.

So with all of these spirit warnings that came through to help my client, she had a lot to think about, and after about a year, I heard from her again.  She first acknowledged that hearing from her mother helped her to feel better about herself, which laid the foundation for her to build a better life. 

She did speak to her 14 year old daughter, and to her shock, her daughter stated that her mother’s current boyfriend had asked her to have sex with him, but to never tell Mom.  Her daughter refused to have sex, but she was afraid to tell her mother, for fear that she would be blamed somehow.  However, when my client questioned her daughter, it allowed her to admit the truth.  Then, my client promptly dumped her boyfriend and threatened to call the police if he ever contacted her again.  Here, her daughter’s well being was saved!

This also helped my client to grow, because without the boyfriend, she started feeling better about herself and did get into counseling which further helped her to heal.  Interestingly, my client did find that new job her brother spoke of within 2 months of our first reading and it was far better than any position she ever had before, so her money situation had dramatically improved!  So clearly, the spirit warnings to help her brought about many wondrous changes for the better.

(In Closing) — Never lose sight of the fact that our loved ones in spirit truly want us to be safe, happy, healthy, alive and well!  That is their dream for us!  It is an affirmation and a confirmation of just how much they care for us from spirit as they love and cherish who we are, but most of all, they don’t forget about our safety. 

Death is an illusion – it merely means that those who have died no longer are here on earth — but they still are alive and can help US on earth.  As we know, the personality survives passing on, so your “Uncle Joe” is really going to come through to a medium as the “Uncle Joe” you used to know.  Yes, he will speak in the way you remembered him, to offer the spirit warnings you need!

Even when our family and/or loved ones were neglectful, harmful or abusive to us when they were here in the physical plane, they are now in spirit and may have spiritually grown and changed for the better.  Therefore, they now want to offer the loving support to us that wasn’t there before.  They may also feel spiritually compelled to atone for their former ways and right their wrongs to us.

From spirit, they have a unique vantage point that is much deeper and clearer which allows them to see things that they couldn’t when formerly in the physical plane.  In addition, their guides and master teachers can offer them phenomenally accurate and helpful information for them to pass on to us as a form of help. 

I cannot tell you the countless times that from the moment I heard someone’s voice, one of their loved ones in spirit was right there, waiting to come through.  From the other side, they already knew that the reading was to occur and they’re ready to offer tremendously helpful spirit warnings – things that we humanly may have not known – things that they can see from there and also, what their master teachers share with them.

There is that great old phrase, “It takes a village to raise a child.”  Let’s apply that same concept to the spirit warnings that help us from beyond the grave: “It takes a spiritual village to keep us safe on earth.”  That “village” includes our loved ones on the other side along with a medium who can bring through their wondrous messages.  

However, in our daily lives, we should never look for spirit warnings, because if we’re looking for something, our minds can play tricks on us where we begin misinterpreting, misreading, and actually make things up. 

What we should do is to be OPEN to the spirit warnings that help us from beyond the grave — but not on the lookout.  Remember, spirit knows what to do and they will communicate to us what we need to know, as well as when and how it should be done!  This can come directly to us or through a spiritual medium.  This way, we can live our lives always knowing and trusting that we are being watched out for, protected, and helped every step of the way. 

Finally, here is an affirmation to strengthen this wondrous connection with our loved ones who issue spirit warnings to help us: I am open to all of the tremendous support, guidance and help offered to me by my loved ones in spirit.  I clearly receive their spirit warnings and heed their advice, which helps me to live a safe, healthy, happy and blessed life! 

How about you? Have you ever had an experience where a loved one from spirit has given you a warning? I would love to hear your stories.

You can have a private consultation with me,  personally tailored to fit your questions, needs and concerns.

I listen to the warnings I receive from my loved ones in spirit which help me to avoid negative situations in my daily life!

Need affirmations or personal, one-on-one guidance to help you on your journey? I can help.  To begin your own private consultation with me, click here.

Often, waking up is more about the struggle of facing another day than feeling thrilled to open our eyes and welcome the new day.  With the stresses we all go through as well as the emotional burdens we’ve been carrying for such a long time, we sometimes dread that all we’re going to be able to do is trudge through our day.

 Here in “Spiritually Jump Start Your Day – 5 Easy Ways,” I would love to assist in getting you into the right frame of mind before you walk out the door — or even go through your email.  Just as the foundation of a house must be laid correctly to build a dream home, we all need to spiritually lay the foundation of each day correctly to manifest the day we divinely deserve.   

1-Expect a Miracle!

Yes, that’s right.  Expect a miracle today, this very day.  Why?  Because a life of miracles is naturally what we’re supposed to experience every day.  No, today is not supposed to merely be about going through the motions, as we may have formerly believed.

We know that there is something definitely wrong with us when we don’t physically feel well, so in that instance, we attempt to heal our bodies to be healthy again.  It is the same thing with our daily lives.  Mary Ann Williamson (an expert on A Course in Miracles), perhaps said it best when she indicated that something is clearly wrong in our lives if we’re not seeing miracles coming to pass daily.  A day of experiencing miracles is our natural state of being.

Conversely, it’s so easy for any of us to get so bogged down by what we’re going through that we’re just hoping to survive the day.  In that sense, we’re nowhere near thinking of some miracle that seems so “pie in the sky” and out of reach: “Will my boss yell at me?  How bad is the traffic going to be driving to work?  What problems will be there when I get home from work?” are all common things most of us have asked ourselves at the start of a day.

 However, instead of repeating those same old non-productive tapes, let’s try something new and different that will work for us.  When you wake up, affirm the following:  It is my divine birthright to experience miracles today and I now see them come to pass!  Don’t be afraid to say this affirmation multiple times as it will help to bring miracles through from infinite spirit into actual physical manifestation for you.

It is just like tuning a violin up to perfect concert pitch.  Once you get it right, the instrument is ready to play.  Remember that it’s the same thing with you!  Tune yourself up to the right vibration (which is the consciousness of expecting a miracle), and you’ll be surprised that you will experience them – this day and every day.

2-Express Gratitude

There is nothing perhaps more powerful to spiritually jump start our day than the expression of gratitude.  When you first open your eyes, be grateful that you’re alive!  Right here, right now you’re beginning to bring about a wondrous day through expressing gratitude.

When most of us first get up in the morning, our minds start to fill up and get cluttered with various thoughts and emotions: “I need to remember to get to the store.  What problems am I going to have to deal with today?  When is anything ever gonna get better for me?” are the types of things many of us state and ask ourselves.  

But what are these sentiments?  They only reinforce the so-called daily grind, as if we’re just going through the motions of another day….  What a way to get through our lives!  No wonder we’re miserable.  However, we can turn those energies around, and instead, feel thrilled to see what’s in store for us, knowing that it is going to be good. 

Remind yourself to take nothing for granted, because when we do, we disconnect from the divine source, where all good comes from.  Keep in mind that source is always there for us – as the endless supply of everything wondrous we can imagine and then some.  Through expressing gratitude, we plug into the eternal and endless consciousness that keeps freely supplying us with good — all day long. 

Feel free to express gratitude out loud for anything and everything that comes into your mind.  Nothing is too little or too small!  Express gratitude that you’re alive, for your money, friends, spouse, food, clothes in your closet, and for the wondrous sun which illuminates the earth.   The practice of gratitude will elevate you high above misery, depression, the doldrums, and the feeling of being weighted down by burdens and negativity.  Also, the more you express gratitude, the more you will have to be grateful for.  It is like a snowball that rolls down the side of a mountain that keeps picking up size and momentum.

Affirm the following and feel it as you say it:  I am grateful to be alive and for the continuous blessings I receive all day long!  It makes a real difference in the day ahead.  

3-Bless Others

One of the best things to do is the practice of blessing others.  It doesn’t matter who it is.  Whether it’s your family, friends, lover/spouse strangers, those you’ve had problems with, or someone you don’t even know, get into the habit of blessing others to spiritually jump start your day.  You’ll be surprised that by doing so, you will immediately feel lighter, brighter, and happier.  Also, good things will happen to you.

Remember that what we wish upon others comes back to us.  Most of us know this spiritual law, but we sometime lose sight of that fact, especially as we start our day.  When we’re in a hurry or feeling foggy, it’s so easy to just be proud of ourselves for crawling out of bed.  The last thing we’re thinking about is blessing anything or anyone as worries and concerns begin to crowd our mind.  But that’s not good enough!   

We need to get our day started in the right way, so that we are not just surviving, but will experience miracles and happy surprises.  By blessing others, we immediately set into motion the reality of bringing blessings back to us – today.  

Imagine good things coming your way all day long.  Now, it can be your reality.  Keep in mind that I’m not saying this from a point of view of faith, but rather, from actual experience, as I’ve seen it happen to those I’ve known and to myself.  Blessing others helps to bring you a miraculous day.

 Here is an affirmation to achieve this.  Name the person or persons in the blank space you’re blessing and say out loud:  I now bless______________and truly wish him/her all the miracles of life!  As with all of the affirmations in this article, I’m keeping them short and sweet, so they won’t be hard for you to remember.

With that in mind, never forget that spiritual truth is simple and not designed to fool us or trip us up, so we should never underestimate the power of simply blessing others.  Just send out these thoughts and wishes before you get involved in your day, and watch them return to you!     

4-You Have All the Time You Need

In today’s world, we hear people constantly complaining that they’re always running out of time and never getting done what they’re supposed to.  However, from a spiritual perspective, the truth is that there is always enough time to get everything done and each day is a day of completion.  In reality, you have all the time you need.

It’s a question of whether we want to look at it from the perspective of spiritual truth, or the point of view which is based on our frustrated human emotions and our prior conditioning.  With negative feelings, they are like a stampede of cattle that trample through our head and drown out our higher spiritual selves. 

We must retrain ourselves to believe that time is our ally and that completing our daily tasks is attainable.  This can be accomplished by elevating our perspective to begin to expect that we can meet our deadlines and have enough time to accomplish what we need to do every day.

Time in the spirit world is endless and eternal and provides us with all the time we could possibly need for this very day.  “Then why am I always running out of time and not getting things done?” you might ask.  It is because we’ve all gotten so used to the concept of “poverty of time,” which is that the clock is always running out on us.  With that belief system, we create the lack and limitation in physical reality that we already believe to be true in our consciousness. 

However, with the concept of an “abundance of time,” there is always enough time to get everything done today, and what a blessing that is!  We help to spiritually jump start our day by embracing the attitude that we do indeed have all the time we need and that our tasks are going to be completed.  We further reinforce this truth by saying the following affirmation:  I have more than enough time today to complete all of my tasks.  Today is a perfect day of completion!  

5-Experience The Joy Of Others

As we’ve all been hurt by others, it’s easy to lose sight of the fact that people are not really here to hurt us; but rather, to help, assist, and bring joy into our lives.  If we believe that others are “bad,” then we’ll experience that reality.  However, if we are open and willing to experience the joy of others, we can manifest that instead! 

Take a moment and return to the same innocence you had as a child, where you believed that everyone was a friend.  With the power of that conviction now, it sets into motion the reality of experiencing the joy of others in actual physical reality today.

Imagine that everyone you will encounter today will be friendly, respectful and kind toward you.  People are here to help!  No one makes condescending comments or is rude.  Instead, everyone is a friend.  Does it sound too good to be true?  Well, it isn’t, and that day is yours for the taking.

Remind yourself to greet everyone with good cheer, friendliness, respect and warmth.  That lifts you above the old emotional expectations that people are negative, and that you need to be guarded and on the defensive. 

With your vibration elevated, you’ll attract those who will bring joy into your day.  In addition, those who may have not brought joy to you before now will do so, as you’ve moved the energy to a higher level, and yes, they will respond to that change!

You further reinforce this reality with the following affirmation: I experience joy with everyone who crosses my path today!

One Last Thought…

Throughout this writing, I’ve been speaking of the concept of today – this one single moment – but in reality, how important could just one day really be…? 

Each day should never be thought of as some semi-forgetful blip on the radar screen where we merely go through the motions and just survive it all.  Instead, today is like an entire life in and of itself: where there is a dawn (birth), the day as it unfolds (living out our lives), and the nighttime where we go to sleep (death). 

We want to live each and every day as a complete story, not just based on the feeling that it’s the same old grind and never changes — because it always does.  We want to make sure that with the progression of our journey, that we’re putting into effect the changes that will allow us to be able to manifest all of the good we truly deserve.

We can draw a clear distinction between thinking of our day as a routine, uneventful, even dismal experience; versus living each day as a blessing filled with miracles and joyous expectations.  As we retrain ourselves to raise our vibration into being able to manifest the wondrous today, we see that it can be achieved through a few simple steps in just a matter of  minutes. 

Ask yourself what you feel you deserve and what your current expectations are.  What do you expect will happen to you today?  Is it bleak, dismal, so-so, or uncertain?  If it is any or all of those things, start by immediately expecting a miracle and nothing less. It changes everything for the better.

I affirm that today is a day filled with magical blessings that come to pass right in front of my very eyes!

If you are interested in custom affirmations to help you on your journey, or in having your own private consultation with me, click here.

As many of you have received messages in readings with me from your loved ones now in spirit, it clearly demonstrates that yes, they still do exist once they’ve permanently left their physical bodies.  What happens is that the personality survives death and continues on and we see that represented by “Mom” coming through in a reading, possessing many of the exact same qualities she had when she was once here as “Mom.”  It almost feels as if the only difference is that “Mom” isn’t here in a physical body; that’s all — but her energy and essence are how you’ve always known her to be.

Yes, we know that our loved ones are “there for us” and we do experience their presence in our earthly lives at various times and in many ways.  Even though we know that death is not a final ending, but rather, a transition where we do carry on (minus our physical bodies), it still begs several questions:  Where do we go, then?  What do we do?  Is it the same for all of us?

What happens after death is clearly not the same for all of us.  We often hear that everyone sees a tunnel of white light and as they go through it, they see their entire life flash in front of them while meeting with the most overwhelming feeling of unconditional love and peace that could be imagined.  However, that does not happen to everyone.

What does occur for everyone is that at the time of death, the etheric body (the life force) begins its process of disconnecting from the physical body, which takes about three days to complete.   In addition, we always attend our own funeral.  Yes, the one in the casket is standing there in the same room with the people who are mourning. 

Depending on our level of awareness is what dictates what we experience after we die.  There is no absolute reality once we’ve permanently left out physical bodies and what we experience and meet with is largely based on what we expect to happen – and there are countless variables within such expectations.

Those who are religious

Religious people see expectations of Jesus, heaven, hell, purgatory, and/or any form of God they worship, etc.  If one believes that they will meet with Jesus when dying, then that will be their experience.   

Upon passing, Mable, a devout, born again Christian, experienced a bearded Jesus sitting on a throne and looking down at her from high above.  In the distance, she could hear trumpets playing and the voices of angels singing.  Intermingling with the clouds, she saw angels flying who had white wings, while Jesus’ disciples took her by the hand and escorted her through the pearly gates into heaven.

Some will experience purgatory, where they’re not in heaven or hell, but in a murky place of penance so that they can eventually graduate into heaven.  John always believed that he hadn’t been good enough in his lifetime to make it into heaven when he would die, so he believed he would have to do penance in purgatory.  So when he left this world, he entered a place that was dimly lit where he witnessed multitudes on their knees with their heads bowed silently, praying continuously.  John joined in by taking his place beside them and began praying with his head bowed in silence in the same way.

If someone believes they’ll meet with the devil and be banished to hell, that will be their experience.  Brady had been a wild biker who had assaulted people many times throughout his life.  In fact, one time, he beat someone so badly that the person died, even though Brady was never brought to justice for the murder.  Brady would brag to his friends that he had a date with the devil and that when it was his time, he was going straight to hell with all the other sinners.  As he took another swig of Jack Daniels, he used to say that he was going to listen to loud rock n roll and burn in hell’s fire when it was his time to go.

So when he died in a motorcycle accident, he went into a frightening place where he experienced himself being continuously on fire.  He met with the devil and was with the worst of the worst: murderers, child molesters, and rapists who were all moaning and screaming.  Everyone was being tortured by demons, and Brady heard loud rock n roll music continually playing.

Our family and loved ones

Many of you have shared stories with me regarding a loved one who was very ill and near the end of their life, pointing around the room and speaking to people who have already died as if they’re right there with them.  “I see my husband over there,” Aunt Julie says out loud.  “He’s been dead for 30 years, but he’s talking to me right now,” she further asserts.  Doctors may write this off to the fact that Aunt Julie is on a lot of meds and maybe she just isn’t thinking straight.

However, the real reason Aunt Julie says these things are because they were indeed happening.  Loved ones in spirit often reveal themselves to the one who is ill and near the end of their earthy journey in order to make a connection with them and to help prepare them to leave their physical body and peacefully move into spirit.

Generally, family and loved ones are waiting on the other side for us.  When one has died, family and loved ones often do greet them with open arms, and help them to get acclimated to their new life in spirit.  When Aunt Julie finally passed on, it was her husband who was standing right there and greeted her.  Since she had deeply missed him because had been dead for 30 years, her death was a reunion with the only man she ever loved.

As it was for Julie, being greeted in death by those we love can be of great comfort, because we meet with familiar and friendly faces while feeling the reassurance and security that we are ok.  For many, there is the sense that meeting with those family and loved ones is their homecoming reunion.

Virtual reality

Reconnecting with our family and loved ones is an actual reality that many of us experience when we pass on.  However, there are those who decide to create their own virtual reality once they’ve died, where their fantasy literally becomes reality.  Both Mike and Julianna were on their second marriages when they wed in 1983.  Julianna ended up passing in 2002, several years before Mike did in 2005.  When she died, she reconnected with her first husband Paul who she had a wonderful marriage with.  He had been in spirit since 1978. 

Regarding Julianna’s marriage to Mike, it was quite unpleasant for her, even though Mike was just crazy about her.  So when Mike passed, Julianna was not truly there to meet him, but because Mike believed she would be, he created the fantasy that he was reunited with Julianna.  In fact, he lived out that fantasy as being real, where he created a virtual Juilianna who he saw and believed was actually her.  In that virtual reality created by Mike, he and Julianna were together again and blissfully happy. 

You might wonder, “So when does the fantasy actually end?”  That is entirely up to the individual who has created their virtual reality, and it concludes whenever they decide to let it go.  That could be now, or anytime later down the road.

Illness

In a medium reading, spirits often lead off with identifying the illness they died from.  Once in spirit, some shed their illness quickly, while others hold onto it and may not let go. 

Our spiritual teachers may put us to sleep indefinitely on the other side for an extended period of time to rejuvenate and recuperate, especially after a long illness and/or a difficult lifetime.  This helps us to permanently release from the egregious suffering we experienced on earth.  Since time doesn’t exist there in the way it does here on earth, the length of sleep isn’t thought of as hours, days, weeks, etc., but can be as long as is needed to help one release attachment to the illness and suffering of their past.

Theresa was a woman who had battled breast cancer for 10 long hard years and when she finally left this world at the age of 70, she went into an extended sleep cycle.  This rest helped her to disconnect from her past suffering, and prepare for her journey in the spirit.  Her spiritual teachers put her to sleep, watched over her, and were there for Theresa when she needed to awake.

What age are we there?

I’ve heard one psychic claim that everyone becomes 30 on the other side.  Clearly, that is not true.  However we project ourselves as spirits depends on one’s self identification and view of themselves.  It is often based on when we felt the most happy or comfortable in our life back on earth.  If we felt in our prime at age 45, we may decide to see ourselves that way, and therefore, appear and project just like we did at the age of 45, regardless of what age we were when we passed on.

That is how Joanne came through in a reading I gave to her daughter.  Even though Joanne passed at age 82, when she began offering messages to her daughter in our readings, she projected herself to me as a fairly young looking woman, about 45 years old.  She didn’t have grey hair, wasn’t feeble as she was when she died, and wore a flight attendant uniform.  What startled her daughter was that her mother was indeed a flight attendant around the age of 45 and those were the happiest times of her life.  So it made perfect sense that her mother would come through in that way.

Sometimes one of our physical attributes influences how we project ourselves after death  A woman’s grandmother had the most strikingly beautiful red hair on earth, and when she died, she came through in spiritual messages with the same lovely red hair again.

On earth, our age is thought of as being totally written in stone, as based on the linear physical calendar.  However, in spirit, we can choose our age and how we project based on our self identification and view.

Life review/Judgment Day

Most religions teach the concept of a life review or a day of judgment.  Like other religious beliefs, a life review and/or judgment day is something we may experience if we expect to.  If we believe we’ll die and meet with a huge judgment day where everyone is lined up as far as the eye could see with God pointing his finger and sentencing us to purgatory or eternal hell, that can be our experience.

However, a real life review/judgment day doesn’t happen until we are aware that we are in the spirit, as opposed to occurring when we’ve just died.  It is us who decide, along with our spirit guides, when we’re ready.  With a life review, we often go through the repercussions of all of our past thoughts, words, and actions, to see what negative karma we’ve burned off, additional negative karma we’ve created, good karma we’ve manifested and our overall spiritual report card. 

 This is largely based on the impact we have had on others through what we’ve thought, said and done and to what degree we have or haven’t fulfilled our spiritual contracts and missions.  In a real life review, our spiritual teachers will help us to look at things clearly and objectively, from a spiritual perspective.  This is designed to set the stage for our next incarnation and its goals.

Children who have died

When children die, they are well protected and watched our for, as they go to a special place of love and light where they are nurtured, taken care of and guided by spiritual masters and loved ones there.  It is common that through time, children in spirit progress and develop.  That may not occur in strict linear time (like a birthday every twelve months), but there is a definite progression and evolution.  Whenever I’ve channeled a child in a reading who has passed years or decades ago, they come through as older.  They often speak of what they’ve done, as in going to school, getting a degree, and having a purpose where they do work on the other side.

One of my clients had a grandson who passed when he was 13 years old.  When I started picking him up in our readings, it was almost 10 years later and he first came through as a young man about 20 years old.  He indicated that he has was in school studying science. To my client’s surprise, he stated in one of our readings that he had forgiven those who had cause his death, as it was based on a fire that was started through drug induced carelessness.  He was at peace, came through with joy, and had moved on with his life without regret.

What about sudden and unexpected death? 

Sometimes those who have died suddenly and unexpectedly have no idea what has just happened – and they don’t even know they’re dead.   They may perceive that they’re in a bad dream that they don’t know how to get out of or may not have any idea as to what is going on.  This often happens to victims of car crashes, plane crashes and accidents of any kind.  As the death is so sudden and out of the blue, they are often not prepared.  It often takes them being told that they have lost their physical life, to help them get them out of the haze of confusion they’re in and face what has occurred.  This way, they are hopefully able to move forward. 

I know a spiritual master who recalled being taken to a scene of a plane crash while asleep, to inform many there that they had just died.  It was a scene of chaos and confusion, but she was utilized by spirit to deliver these very important messages to those who had just lost their lives to assist in their transition into spirit.

Others who pass this way may be more prepared for transition both subconsciously and/or consciously, and therefore, they can adjust easier.  Some have a sense that they are going to be leaving this world, and in one way or another, they just know.  I had a young client in her early 20’s who was engaged to a man named Peter who told her months before his sudden accidental death, that he knew he was going to be leaving this world soon.

Those who are murdered

Being murdered can be a terribly difficult way to go, as it can be experienced as an unnatural and horrific way to leave this world.  There are those who once murdered, refuse to accept that this has actually happened to them, so they create whatever alternate reality they wish.  It can be as if they’re still in the physical world, driving their car and going to work — until they eventually accept what has occurred.

Some who know clearly that they were murdered feel a tremendous sense of rage and the desire for revenge, and are committed to coming back here and getting even with whoever did this to them.  Even though it is presumed that their spiritual teachers would counsel them to let go of such feelings and find forgiveness, they may or may not be willing to do so.  These grudges can be held onto for as long as one wants to and may actually motivate revengeful actions in future lifetimes.

Many who have died through murder carry a tremendous emotional fear with them in spirit, which they can try and work through over there, but often, it may take reincarnating here (potentially many times) to be able to heal such deep seated terror.   I knew someone who carried an unexplained fear of being murdered his entire life.  There was no plausible reason as to why he would feel this way: no one he knew had ever been murdered, and he had never been physically assaulted or threatened himself.  So he couldn’t figure out why he felt this way. 

When I did a reading for him, it came through from spirit that he had been beheaded in a former lifetime centuries ago, because he was a social outcast at the time.   In his current incarnation, this fear was present so he could spiritually get past it and move beyond this old energy.  Through the awareness that came through in the reading, he was able to understand the reason for his fear and forever put it behind him.

Being the victim of murder puts us in a difficult position of trying to deal with what has happened to us to come terms with that experience in order to move forward.  However, with those who commit heinous crimes such as murdering someone to even mass murderers, the negative karma they’ve created is so incalculable and will take an amount of time to resolve that we as humans can’t even grasp.  Their journey is about atonement versus about learning to cope with what has been done to them, as victims have to do.  This atonement must be completed to include every person who their actions have forever victimized.

What about mass murderers?

Often, those who have committed atrocities against humanity such as dictators and war criminal are restricted in spirit once they’ve died by the higher forces there.  After they’ve passed, they may be isolated and not have access to many others, almost as if they’re in prison.  In spirit, the lords of karma will review how this entity has spiritually evolved who had formerly committed such heinous acts.  This is to determine if it is yet time for them to be allowed back into the physical world, and if so, what portion of their karmic debt that they would bring into the next earthly lifetime.

Eventually, they will have to reincarnate back into the earth plane as we all do.  In their next incarnation, they’ll have the opportunity to begin working off the negative karma they’ve created prior, which could take an uncountable amount of lifetimes to resolve.  When they come back is similar to when someone incarcerated here on earth comes up for a probation hearing from time to time to see if he or she is ready to be released back into society.

Some who commit crimes against humanity get caught in darkness, because they are not at a vibrational state of consciousness to resonate with or be in a place of light and love.  This is based on their consciousness, level of understanding and what they’ve done.  They could expect to go to hell; therefore, they may, or stay earthbound, as they don’t want to move into the spirit world because of the fear of repercussion. 

Suicides

Those who have taken their own life have a very hard time spiritually moving forward, as they often get stuck.  As I’ve channeled many a spirit who has taken their own life, I would describe their reality as not being here (on earth) and also, not being there (in the spirit world).  It’s as if they’re nowhere.  Because of the disconnection they’ve felt, they get stuck in-between worlds. 

I had a client whose brother Sam committed suicide by taking drugs in order to kill himself while wandering through a New York alleyway.  When Sam came through in our readings, I had no idea how he had died, but the first thing I saw was a man drifting around a New York alleyway.  This was 15 years later yet Sam was still there.  He hadn’t progressed at all, because he, like many suicides, simply get stuck.  He was just as lost as he was 15 years prior, and of course, I tried to encourage him to move forward with his journey.

Eventually, those who’ve committed suicide might progress to some degree, but they have a hard time experiencing paradise or joy.  This is not because anyone is preventing them from doing so, but because of the level of consciousness they vibrate to.  Of course, they eventually continue their reincarnation cycle again, and as the Buddhists teach, for every suicide, there are seven lifetimes of atonement one must pay.  Never forget that praying for these spirits does offer them some light when they are ready to see it, which can only help them move forward.

Earthbound spirits

Earth bound spirits are those who for one reason or another, resist moving forward spiritually, because they’re still quite attached to their former earthly existence.  A perfect example of this is someone who was an alcoholic and is still quite attached to the experience of drinking.  In spirit, they may hang around bars on earth to suck and feed off the energy of those who are drinking.  These earthbound spirits attach to that alcohol experience to feel the vicarious thrill of drinking which continues to feed the addiction that they refuse to let go of. 

Some earth bound spirits are just stuck and stubborn.  A man I knew named Joey lived in the house his grandfather once built.  Once Joey’s grandfather passed on, he came back into the house and just stayed there as an earthbound spirit for many years.  Sometimes, granddad even materialized where Joey and his wife would see him.

Instead of moving on into the spirit world, grandpa stayed in this house because it was a place he was comfortable in when he was in the physical world and now that he was dead, he just continued to hang around.  Joey told him, “Grandpa, you don’t belong here anymore so you need to move on.  Go into the light where you belong.”  However, his grandfather refused to listen and just continued to hang around the house.

And just like people in the physical world often live in the past, Joey’s grandfather was doing the same thing once he died.  Regarding time, there is no limit as to how long one would stay earth bound as it can go on indefinitely until they’re ready and willing to move forward with their spiritual journey.

Do spirits help their loved ones here on earth or act as guides?

Yes, they often do.  As many of you can attest to through having readings with me, your loved ones are actively involved in assisting and guiding you from the spirit world.  Messages come through and the support is clearly there, as revealed in so many ways and times.  Guidance and protection for us is offered and it’s our job to receive such help and work with it, as it is truly a Godsend in our lives.

This can be motivated simply by the unconditional love they feel for us, and is demonstrated in the same way someone you love would help you out if they were here on earth.  Also, it can be spiritually motivated, as our loved ones on the other side can see that their support not only helps us to evolve, but helps them to spiritually grow as well.  Why?  Because when both parties benefit, it is truly a win-win situation.

Sometimes it is actually a matter of atonement, as our loved ones feel that they didn’t treat us right and may have even abused us on earth.  If they feel that they created negative karma with us, sometimes they feel compelled to work off bad karma through their efforts to help us in our earthly journey.  I have said to many clients that their loved ones will help them more from the spirit world then they ever would have done while they were here on earth.

Christy was a woman whose father Mack had sexually abused her and treated her badly in other ways, so when he passed in 1990, she was ambivalent about her feelings.  Then, in 2000, during a reading with me, her father came through with a tremendous sense of regret, grief and apology.  He didn’t defend his former actions, but rather, begged for forgiveness.  He promised to make it up to her by being committed to helping his daughter to manifest her dreams.  Christy didn’t hate him, however, she wasn’t sure if she could truly forgive him either, but she agreed to try.

In the years that followed, Mack came through with many startlingly accurate messages in our readings.  In one, he said to his daughter, “Don’t drive on a certain bridge to work tomorrow.”  The next day, a portion of the bridge collapsed at the time she would have been driving on it.  Christy was willing to heed the warning from her dad and simply stayed off the bridge, which may have saved her life.

Months later, Mack told his daughter, “Dump your boyfriend Jerry, as he’s married.  If you dump him now, you’ll meet the man you’re supposed to marry.”  Christy was stunned, but instead of reacting defensively, she looked up this information about Jerry to indeed see if it was true, as marriage is a matter of public record.  To her surprise, the found out that the man she thought was solely hers was indeed a married man.  Of course, she ended things with Jerry immediately, and within a year, she met the man she was supposed to be with.  They are happily married today.

It is more common than you may think for our family and loved ones on the other side to help us as a way of atoning for the hurt they caused us or the lack of support they provided while they were here on earth with us.  Regardless of whether the reasons are based on atonement, spiritual growth and/or unconditional love, it is of great help and reassurance for us to know that guidance, protection, messages, comfort and commitment to our dreams is ever present from our loved ones on the other side.

How long do we stay on the other side before we reincarnate?

There is no strict or absolute time frame between physical lifetimes and it completely varies situation by situation.  It is highly unlikely for one to reincarnate within years, or even a few decades.  There are several reasons why:  First, we must reincarnate with those we have karma and lessons that need to be worked out with.  Therefore, everyone involved would need to be on the other side where they can decide (along with the lords of karma) what the lessons, goals, plans and karma will be in a coming incarnation. 

Second, the circumstances in the physical plane must be able to facilitate whatever the lessons are and that is not easy to come by, as the earth plane changes so continuously and rapidly.  For example, if the karma and lessons for a group tied into the circumstances of a world war, the reincarnation could not occur if the world war was not going to be occurring.  In many instances, it can take multiple decades, to hundreds or even thousands of years before a new incarnation happens. 

Thirdly, it takes time for any of us to be internally ready to come back on earth, as the memories of suffering from our prior incarnation may still be with us and not yet sufficiently released from our consciousness.  If we incarnate again too soon, we are more likely to bring residues from our past lives back with us as fears, paranoias, and even obsessions. 

This process of letting go needs to happen so that we can come back to earth in such a way that we are ready and willing to accept the challenges ahead of us.  The time it takes for us to become prepared for the next incarnation between lifetimes is like an athlete who just had a long, grueling season and needs rest to be ready for the next season. 

The journey continues on…

After death, we know that the personality survives and continues on.  However, throughout time, that personality eventually erodes and fades away permanently.  This occurs as we get closer to our next earthly incarnation. 

Before we reenter the earth plane in our next physical lifetime, a new personality must be constructed which will be based on the coming lessons and karma that will occur in the next incarnation.  The new personality facilitates, as always, the endless and ever continuing journey of life on earth – one that unfolds forever…. And then, once again, after we pass on, we experience life after death.

If you are interested in having a private consultation with me, personally tailored to fit your questions, needs and concerns, click here.

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Wouldn’t it seem odd and ironic to speak of the karma we have all created throughout the many lifetimes we’ve lived in the same breath with our credit card debt?  After all, what could they possibly have to do with each other?  Our karma is thought of as a spiritual matter that entails our former actions through the countless incarnations we have all led, while our credit card debt is merely thought of as an earthly financial matter.  However, what if I told you that the parallels between the two are spiritually significant and helpful in our lives?

Most of us use them and have seen the blessings as well as the difficulty they bring to us.  While one needs a credit card in today’s world and we all know that the convenience it provides can be miraculous, we can all get carried away with our spending because there is always the thought that we can buy now, and pay later.

How many of us have become overwhelmed by credit card debt and find ourselves barely able to pay the minimum finance charge when the new bill arrives?  Sometimes our spending gets out of control through recreational and indulgent purchases, while at other times, our credit cards are the only way to stay afloat financially and afford expenses that we didn’t see coming, or just don’t have the money for at the time.  Yet as we spend, we often brush off the fact that we’ll have to pay the balance off — and on top of that, with interest that just keeps piling up!

Just like our credit card debt is increased and/or paid down, our negative karma adds spiritual debt while working off our bad karma pays it down.  In addition, the good karma we create always helps us to manifest a better life and move forward in a positive way.  However, no matter what, the debt we accrue both spiritually and financially will have to be paid off at some point in the future.  We must become more cognizant of the fact that we have to pay off our spiritual karmic debt if we want to spiritually advance and while doing so, we need to make every attempt to stop creating additional negative karma in the process.  With that in mind, let’s look at how we can take the steps to become something our soul is forever yearning for and working toward – to become spiritually debt free.

In the beginning…

Long ago, when we first began the reincarnation cycle, we were given complete free will from the divine universe.  We found ourselves in this world of illusion, like an imaginary playground where we could do whatever we wanted to.  Infinite spirit declared to us, “Here is your body, mind, emotions and spiritual self – you have been equipped with everything you could possibly need.  Now go out into this world!” 

An unlimited credit line

Back then, it was just like a 10 year old receiving a credit card that started with absolutely no credit limit whatsoever.  Imagine hearing the words, “Here is your credit card that has no limit and feel free to do whatever you want with it.  It is yours!”  It all sounds magical and whimsical, as if we had just won a multi-million dollar lottery.  Any of us would have probably said, “Oh my God, I can spend as much as I want – and there’s no limit!” But of course, the catch is that we all eventually have to pay off the balance whether now or later.

When it comes to our karma, it is exactly the same thing as having that unlimited credit card.  Of course, we have all spent more on our credit cards than we should have, just as each of us have hurt others in our lives.  We initially began creating negative karmic/spiritual debt by violating the law of love and committing bad acts.  By creating spiritual debts with others, we began owing them.  With the more negative karma we create, the higher our debt goes, just like seeing the charges on our credit card piling up every month. 

Many times we may have disregarded how our actions affected others and just did what we wanted, as if there would be no repercussions for our actions – ever.  But in reality, that is never that case.  As we all create both good and bad karma, it all comes back to us, sooner or later. 

When we’ve accrued negative karma by harming and victimizing others, we will eventually have to take care of those debts which won’t go away until they’re paid off – in full.   Paying our karmic debts from former lifetimes is something we’re still dealing with today, as we reincarnate into the physical world in part because of the negative karmic spiritual debt from our past actions.  It all began in the very beginning with our first violation of the law of love, which led to more karmic penalty, and it all keeps adding up….

Finance Charges Create Even More Debt

As we all know, the finance charges on our credit cards add even more debt. The higher the balance, the more the finance charges, which leads to an even higher balance and the cycle just keeps going….  This is just like the negative karma we create.  Not only do we have to pay off our karmic debts, but also the additional and subsequent repercussions that happen based on the initial negative acts we’ve done.  It is very much like throwing a pebble into the ocean and watching the ripples echo on into infinity.  This is exactly what happened to John and Sarah, a seemingly happy married couple.  

John liked being married to Sarah, but also wanted to cheat on the side to have his cake and eat it too.  Sarah had no idea of John’s affairs and she only found out by “accident.”  One day, John happened to leave his email account open when he left for work.  When Sarah went to the computer to look at her own emails, she noticed an open message right there on the screen. It was from another woman, detailing the wild sex she and John had in a hotel a few weeks prior.  With details of John’s anatomy that only someone would know who had been intimate with him, Sarah knew in one fell swoop that John indeed had cheated on her.  Sarah was just devastated.

After all, she didn’t see it coming as she truly believed that her marriage was stable and solid.  She thought they had a healthy sex life and everything seemed to be just fine.  So when Sarah caught her husband John with another woman, she felt as if the rug had been pulled out from under her.

But more importantly, though, are the series of repercussions that happened due to John’s initial cheating, (which were just like the finance charges that add even more debt the principle amount on our credit cards.)  After her devastation, Sarah began spiraling into a serious depression and overeating.  This lead to severe weight gain, which set off health issues that were quite worrisome: her blood pressure increased, and she developed heart trouble.  On top of that, she lost her focus on the job and was eventually fired.  This was all set off by what John had done to her and how the repercussions developed and grew over a period of about a year and a half.

As all of this was kicked into gear by the negative karma John created, and the continual repercussions his wife incurred were just like the finance charges that compound and increase the initial debit we owe on our credit cards.  It keeps building and accruing month by month – year by year and so on. 

As the difficulties with John’s wife and marriage continued, he, like many of us, wanted a quick fix – some easy way out so it could all be ok again, as he really didn’t want to lose his marriage; he had just wanted to cheat on the side.  But with karmic debt, there is no instant solution, as it takes a lot of time and effort to pay it off, which is something we all will have to learn, sooner or later.

Zero Balance – no interest for 12 months!

How many of us have fallen for the illusion of a credit card offer that says, “Zero balance, and no interest whatsoever on purchases for 12 months?”  Most of us have, as it’s so easy to get fooled by that financial carrot being dangled, and we also do the same thing with our negative actions.

We falsely believe that whatever we do won’t really come back to us – or at the very least, it’s delayed way off in the future and somewhere down the road.  “Why worry about it now?  Just do what you wanna do,” becomes many of our mottos, even if we don’t voice those sentiments out loud.

We delude ourselves into believing that our hurtful acts have a spiritual grace period – as if we’re exempt from paying our spiritual debts for awhile.  And it becomes so easy to extend that grace period in our own minds into being indefinite.  But our fantasy is absolutely not true. As every single thought, word, utterance and choice is immediately recorded in the heavens in real time where it is permanently stored, the repercussions always come back to all of us.

And just as the credit card companies lure us into serious debt by these promotional offers that give the illusion of everything being “free,” we do the same thing to ourselves regarding our spiritual journeys.  “After all, God didn’t just strike me down for what I did wrong, so it’ll all be ok,” is something any of us might believe.  This is exactly what happens to those of us who buy into such illusions and ultimately, we set ourselves up to pay the consequences in our lives..

Just making the minimum payments

We may have all bought into the illusion that there’s a grace period for our bad acts or falsely believe that they don’t really come back to us even though they always do.  However, in reality, we need to remember that it’s never simply a matter that all we’ve done in the past has been “wrong.”    

Most of us have created both good and bad karma in any given lifetime; it isn’t just one way or the other.  But now, we need to make sure that we burn off more negative karma that we already have to get our debt down, and simultaneously, create additional good karma in this lifetime.  This way, we keep evolving spiritually as opposed to just squeaking by in our lives.

Instead, so many people get stuck, just like those of us who can only pay the minimum amount on their credit cards every billing period.  We’ve reached the point financially where we open our bill and see that what we owe is far more than we’re going to make in an entire year.  On top of that, we barely have enough money right now to pay the minimum balance shown on the statement.

The same thing can happen to us spiritually where literally, we dig ourselves so deep into our own negativity in this lifetime that it is tremendously difficult to make a real dent in paying off our bad karma.  Yet, just like paying the minimum amount due, we continue to sort of get by in life, and move forward only to a point, as our debt has been in the making for quite a long time.

Shelly was a person who, like many of us, disregarded the consequences of her choices, till her life became overwhelmed by her past acts.  It was just like anyone who one day opens their credit card statement and realizes that after years of spending, they’re up to their eyeballs in debt.  For Shelly, it all started at the age of 20 when she became bored with her education when she was in school to become a lawyer.

In her own mind, she just felt that she could quit for the time being, have some fun and come back to school later and pick up where she had left off.  However, many people from her family to friends seriously warned her to not quit, as it would be hard to get back into school later.  But instead, she just did what she wanted to do anyway, took some time off, left her home state of Ohio to hang out in Florida where she started drinking and partying with different guys. 

One night while driving home intoxicated, she crashed into another car and injured a young, single mother named Terry.  She sustained a broken neck which only healed somewhat, and the injury left her with a lack of mobility and severe pain.  Then, because of this, Terry couldn’t work or properly take care of her young son and consequently ran out of money.  Shelly ended up losing her driver’s license for 2 years, and spent 6 months in jail.

At that point, Shelly was 24, decided to leave Florida, return home to Ohio and attempt to get back into school.  However, the Florida incident prevented her from ever getting a law degree, as she was a convicted felon.

After attempting to go back to school for another major, she met a man named Robert who really loved her.  So Shelly decided to quit school once again and focus on her relationship with Robert, but she was still drinking and didn’t really treat Robert very well.  In fact, Shelly never told Robert that she had contracted herpes during her wild times years ago in Florida and put him at risk by having unprotected sex with him.

Unfortunately, Robert did contract the disease from Shelly, but he didn’t even find out when and how he got it till after he and Shelly had been married for a couple of years.  Enraged beyond belief after he realized what Shelly had done to him, he immediately filed for divorce.  So after the marriage ended, Shelly was now 30, by herself and hardly had enough money to live on.  But Shelly now being in a position of barely being able to get by, all started 10 years ago with her initial choices to quit school when she was 20, party in Florida, drive home drunk and injure Terry.  

Here we see in a very direct way how Shelly’s choices led her into the position of struggling to merely stay afloat, just like someone who can only afford the minimum payment on their credit card because of their excessive spending habits in the past. 

Yet, just like Shelly, our spiritual repercussions have been in the making for a long period of time and are based on a variety of choices.  In Shelly’s case, it was over a 10 year time frame and clearly illustrated the fact that as with most of us, it’s the big picture that counts and not just one passing moment in time.

Our credit line is decreased and our interest rate gets raised

The repercussions of our negative choices often don’t come back immediately – as in instant karma.  However, in time, they always do.  This is just like hearing from our credit card company after we’ve charged our card to the limit, that our credit line has been decreased and our interest rate has gone up.  Already feeling financially strapped with nowhere to turn, this makes it even harder to wipe out our financial debt.

It is the same thing with our spiritual journey.  After a while, we’ve dug ourselves in deep enough from our choices that the divine universe limits our options, as we’ve shown that we’re not handling our freedom with the spiritual maturity we need to continue to have a wide open playing field.  Plus, we’re weighed down by the spiritual debts we’ve created.

Just like Shelly, we box ourselves into a corner regarding multiple areas of our lives.  Our choices leave us with so many consequences and sometimes those repercussions restrict us and tie our hands, just like being in school and having a sizeable back log of homework that we haven’t completed.  It isn’t as if we could just start over and do whatever we fancy – there are spiritual debts to pay.

In these instances, it’s always important to spiritually keep our eye on the ball and commit to working off our negative debt and building good karma through positive actions in our lives.  Even when we feel underwater and caught up in our own stuff, the only way out is by paying off our debt and continuing to attempt to manifest good!

And as with most of us, we progress through life with mixed results, ending up with a spiritual report card that has both high and low marks: not all A’s, but certainly not all F’s, but a mixture of all grades from a triumphant A+ to a failing F.  We’ve certainly done legitimate good in this world, but how much of our negative karmic debt have we paid off?  Moreover, have we created even additional bad karma in the process?  When it’s all said and done and we ultimately leave this world, we take that report card with us to the other side.  Whatever the debts are, they don’t merely go away by “dying”; but stay with us even after we leave our earthly journey.

Debts wiped out?

It would be nice to think that our karmic debt is somehow forgiven when we cross over – after all, we’ve just lost our physical life and have to make this adjustment to a new journey on the other side.  Shouldn’t our debts merely be just wiped out, so we could start fresh with a clean slate?  After all, if God could do absolutely anything, shouldn’t He be able to at least do that for us?

As much as these sentiments sound reassuring and comforting, they are simply not spiritually true.  In very sobering terms, whatever good karma we’ve created travels with us, as well as our negative karma too.  It certainly goes with us to the other side and we carry these issues and energies forward, just like on every credit card statement, it says, “Current balance,” and lists the amount of debt we still owe.

On the other side, it’s not as if we’re being judged, or having the finger pointed at us – it’s just a matter of spiritual law.  And the law is very fair to everyone – no one gets preferential treatment as the rich and the famous do in the physical world; everyone is treated equally.

So what can we do with these debts on the other side?  Can they be worked off there?  First, negative karma is not always able to be worked off on the other side.  While there may be instances where certain karmic issues can be resolved on the other side, for the most part, negative karma must be burned off in the physical world with the other souls the karma has been created with.  It’s not as if we can mix and match and burn off karma with random souls; it must be done with those it’s been created with and vice versa.  At the very least, what we can do on the other side is to look at what we’ve done, educate ourselves, spiritually grow, and plan for our next lifetime. 

A good way to think of this is that the other side is more likely to be a dress rehearsal: you practice, rehearse, and evaluate what you’ve done prior and prepare for your up and coming performance.  However, the actual performance is in our earthly journey and that’s what ultimately counts.  What we do in the physical plane determines whether we create good karma, burn off negative karma and/or create even more debt for the future.

In the physical world, it would be as if we lost everything we had financially and then called our credit card company on the phone and asked, “Can my debt please be wiped out, as I’ve lost my job and all the money I had?  I don’t know what to do.”  Of course, the company would be unwilling to oblige and you would still be liable for the debt you’ve incurred. 

From a spiritual perspective, that sense of liability is something Gerard experienced quite graphically when he reviewed his journey on the other side and through his teachers and guides, he became aware of just how much karmic debt he was still carrying.  In Gerard’s most recent incarnation, he mostly cared about one thing: himself.  He wasn’t exactly horrible to his wife and kids, yet he didn’t offer them any sense of emotional support or nurturing ever. 

Before entering this incarnation as “Gerard,” he promised he would do these things for his family.  Part of his karmic debt was to extend himself to those he had not supported before, meaning his wife and kids.  He owed them that debt from his neglect of them from prior lifetimes.  However, as is often the case, his ego and emotions got in the way and instead of resolving the negative karma he was supposed to, he created even more, and therefore, was further spiritually in debt being on the other side.

Therefore, when his life as Gerard was finished and we was reviewing his status in spirit, he was devastated, overwhelmed and racked by guilt from his actions and how he didn’t provide what he was supposed to for his wife and children.  His unwillingness to display genuine care and concern prevented him from not only working off his debt, but also helped to hold back his wife and children from manifesting their dreams.

“What can I do?” Gerard asked his teachers.  “How do I pay this off now?” he pleaded.  However, there was no quick fix or easy answer, as it couldn’t be paid off  from where he was at, as that would need to be done in a future physical lifetime with all of the principle parties who had been involved coming back together again on earth. 

It is just like reaching a point with your credit card debt where the only option that’s left is to rollover the balance onto a new card and start over.  From a spiritual point of view, that is just like bringing your karma (both good and bad), into your next incarnation, where we have our next opportunity to work off the bad, hopefully, not create any additional negative karma, and try to bring about as much good karma as we can.

Rolling the balance over to a new credit card

With our next incarnation, we have a fresh start and a new beginning – yet it is so important to take advantage of the opportunity to burn off our negative karma, not add even more bad repercussions for ourselves, indeed create good karma and spiritually move forward with our eternal journey.

We’ve all treated others badly and at some point, we all need to be humbled to that fact — not just saying it, but owning it.  Through humility, we’re able to approach our journey correctly, not from the point of view of just wanting what we want – like recklessly putting charges on our credit card as if there’s no tomorrow.  We must remind ourselves of what we’re here for, which is to spiritually evolve and pay off our debts from the past – as they hold us back from manifesting our divine highest good.

Yes, with each lifetime we get a fresh new start, but our former balance is there as well – just like rolling over our debt onto a new credit card.  Yet, as we look at something so cryptic and endless as the countless lifetimes we’ve lived and all of the incalculable karma we’ve all created (both positive and negative), we can use each new lifetime as a representation of what we can do today, right here, right now.

And of course we have debt from before, but by looking at today with a completely fresh perspective, we can continue to work it off – just like we can enter into a financial plan with an expert who knows how to help us out of credit card debt.  We can look at this day as a new beginning, as a moment to be able to truly spiritually advance ourselves.

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